STONE GUARD LENDING
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    • Purchase
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  • More
    • Home
    • About
    • Our Programs
      • Purchase
      • Cash Out
      • Lowering Payment
      • Stepping Stone
      • Payoff Protect
      • Piggyback Program
      • RateGuard
    • Our Team
STONE GUARD LENDING
  • Home
  • About
  • Our Programs
    • Purchase
    • Cash Out
    • Lowering Payment
    • Stepping Stone
    • Payoff Protect
    • Piggyback Program
    • RateGuard
  • Our Team

Welcome

There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope you enjoy our site and take a moment to drop us a line.

Find out more

Nicholas Gonzalez - CEO

(714)475-1808

ngonzalez@stoneguardlending.com

NMLS |1693491


Born and raised in South Texas, I entered the mortgage industry in 2017 and quickly made an impact. I played a key role in expanding the California branch of a retail lender, helping grow the team to over 100 employees. In 2023, I founded Stone Guard Lending with a mission to deliver trusted, personalized mortgage solutions. Outside of work, I enjoy camping, riding motorcycles, and giving back to the community through organizations like the Big Brother program. 

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Zaid Asaad - President

(469)867-6488

zasaad@stoneguardlending.com

NMLS | 1689548


I am a native born Texan who has immense pride in helping my clients achieve the dream of homeownership, I am also an expert at structuring refinance loans. My decade long mortgage career is filled with awards and accolades, and I am currently one of the top loan originators in the entire country. When I'm not in the office, I can often be found cheering on the Texas Longhorns, in the outdoors or spending time my family. 

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Tyler Beardshear - Vice President

 

 (714)316-7601

TBeardshear@stoneguardlending.com

NMLS | 2093478


With a decade of experience in sales, I’ve developed a strong ability to understand clients' needs and match them with ideal solutions for their situation. Since joining the mortgage industry in 2021, I’ve quickly risen to become one of the top agents at my company, earning multiple awards for performance and client satisfaction. Outside the office, I cherish quality time with my family in the mountains, actively volunteer with the Big Brother program, and enjoy attending live music events. 

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Danielle Torres - Senior Loan Officer

 (469) 678-0463 

dtorres@stoneguardlending.com

NMLS |  2741244 


 I am a lifelong Orange County resident who combines local knowledge with a passion for helping clients achieve their homeownership dreams. With a degree in Business Administration from California State University, Fullerton, and over five years of experience as a mortgage loan officer, I bring a strong financial background and a client-first approach to every transaction. Whether assisting first-time buyers or those looking to refinance, I offer personalized, confident guidance through every step of the loan process. Outside the office, I enjoy outdoor adventures with my fiancé and our two energetic Labradoodles. 

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Melissa Baldwin - Senior Loan Officer

 (720)799-7690

mbaldwin@stoneguardlending.com

NMLS | 2088703


 

With over four years of experience in the financial services industry,  specializing in residential lending solutions. I am known for providing personalized guidance and expert advice to help clients navigate the loan process with confidence and clarity. My deep understanding of loan products, interest rates, and market trends allows me to deliver tailored solutions that support both first-time homebuyers and seasoned homeowners leveraging their equity. Recognized for my integrity, attention to detail, and dedication to client satisfaction, I’ve built a strong reputation in the industry. Outside of work, I devote my time to The Barking Lot dog rescue, helping dogs find loving homes—a reflection of my commitment to making a positive impact in both business and life.

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Chase Johnson - Senior Loan Officer/Loan Processor

 (316)258-1823

cjohnson@stoneguardlending.com

NMLS | 2345674


 Originally from Wichita, KS, I offer mortgage services in English, Spanish, and Portuguese, helping clients from diverse backgrounds achieve their homeownership and financial goals. Since entering the mortgage industry in 2022, I’ve combined a thoughtful, personalized approach with clear communication to guide borrowers through every step of the loan process. I earned my BA in Philosophy with a minor in Theology from the University of Dallas, graduating cum laude. Outside of work, I’m a professional guitarist, semi-professional calligrapher, and proud owner of a spirited chihuahua—bringing creativity, precision, and passion to everything I do. 

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Samantha Gonzalez - Loan Processor

sgonzalzez@stoneguardlending.com


 With over four years of experience in loan processing, I specialize in delivering efficient, accurate loan closings while providing exceptional customer service. I've helped fund millions in loans by focusing on clear communication, attention to detail, and a client-centered approach. I hold a bachelor’s degree in Human Development from California State University, Long Beach, which enhances my ability to understand and support each client’s unique needs. Outside of work, I enjoy snowboarding, hiking, beach days, and spending quality time with friends. 


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